|There are two choices of Medicare Health Insurance you can purchase:
- A Medicare Supplement and a prescription drug plan (Part D)
- Medicare Advantage plans with Part D coverage included.
Medicare alone will not pay all of your medical expenses. Original Medicare works like a lot of health plans in that there are deductibles and co-pays. The costs with standalone Medicare can be significant for hospital stays and diagnostic testing. Most people want to reduce these out of pocket expenses by purchasing additional private medical insurance.