CLTC is a professional degree in the field of long-term care, Certified in Long-Term Care. The program is independent of the insurance industry and focuses on providing financial service professionals the tools needed to meet their client’s long-term care needs.
The field of long-term care insurance is complex. It intersects with other professions such as financial planning, tax law, home care, government funding and elder law. The ability to serve the community depends on understanding what resources, such as housing and services, clients will need as they age and how they will be paid for and this is what the CLTC designation is all about.